[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hifol.sk\/namiesto-hesla-alebo-pinu-staci-pozdrav\/#Article","mainEntityOfPage":"https:\/\/www.hifol.sk\/namiesto-hesla-alebo-pinu-staci-pozdrav\/","headline":"Namiesto hesla, alebo pinu, sta\u010d\u00ed pozdrav","name":"Namiesto hesla, alebo pinu, sta\u010d\u00ed pozdrav","description":"Senzorom na \u010d\u00edtanie odtla\u010dkov prstov pre automatick\u00e9 prihl\u00e1senie u\u017e\u00edvate\u013ea, ako jeden z biometrick\u00fdch met\u00f3d, s\u00fa dnes vybaven\u00e9 nielen \u0161pi\u010dkov\u00e9 smartphony, […]","datePublished":"2016-11-29","dateModified":"2016-11-29","author":{"@type":"Person","@id":"https:\/\/www.hifol.sk\/author\/#Person","name":"","url":"https:\/\/www.hifol.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/3c4e99fa9a9806cd5e8fd7cac6ca73ff5bbf5f3ee309e1745415eebd31482909?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/3c4e99fa9a9806cd5e8fd7cac6ca73ff5bbf5f3ee309e1745415eebd31482909?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hifol.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hifol.sk\/wp-content\/uploads\/img_a279449_w2010_t1599398051.jpg","url":"https:\/\/www.hifol.sk\/wp-content\/uploads\/img_a279449_w2010_t1599398051.jpg","height":0,"width":0},"url":"https:\/\/www.hifol.sk\/namiesto-hesla-alebo-pinu-staci-pozdrav\/","wordCount":368,"articleBody":"Senzorom na \u010d\u00edtanie odtla\u010dkov prstov pre automatick\u00e9 prihl\u00e1senie u\u017e\u00edvate\u013ea, ako jeden z biometrick\u00fdch met\u00f3d, s\u00fa dnes vybaven\u00e9 nielen \u0161pi\u010dkov\u00e9 smartphony, ale st\u00e1le \u010dastej\u0161ie aj lacnej\u0161ie modely s Androidom.\u00a0Ak uva\u017eujeme o autentiz\u00e1cii prostredn\u00edctvom hlasu, d\u00f4jdeme len na sam\u00e9 v\u00fdhody a prednosti tohto overenia identity. V pr\u00edpade pochybnost\u00ed, \u010di nejednozna\u010dnosti hlasovej identifik\u00e1cii, mo\u017eno pou\u017ei\u0165 aj \u010fal\u0161ie, p\u00f4vodn\u00e9 met\u00f3dy, pomocou hesla alebo pinu.\u00a0 Pokro\u010dil\u00e9 hlasov\u00e9 syst\u00e9my biometrie sa nedaj\u00fa napr\u00edklad oklama\u0165 ani prehr\u00e1van\u00edm hlasu zo z\u00e1znamu a v priebehu \u010dasu naviac upravuj\u00fa tzv. Hlasov\u00fd odtla\u010dok, ke\u010f\u017ee hlas ka\u017ed\u00e9ho \u010dloveka starne a men\u00ed sa s vekom.\u00a0Hlasov\u00e1 biometria nevych\u00e1dza z rozpoznania samotn\u00e9ho obsahu re\u010di, ale z nezamenite\u013enej charakteristiky hlasu ka\u017ed\u00e9ho \u010dloveka.\u00a0V\u00fdhody pre internetov\u00e9 bankovn\u00edctvo a oper\u00e1torov:\u00a0–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Prihlasovanie pomocou hlasu je pre z\u00e1kazn\u00edkov b\u00e1nk, telekomunika\u010dn\u00fdch oper\u00e1torov a in\u00fdch in\u0161tit\u00faci\u00ed ve\u013emi komfortn\u00e9 a nen\u00e1ro\u010dn\u00e9.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Z\u00e1kazn\u00edk si nemus\u00ed ni\u010d pam\u00e4ta\u0165 ani nosi\u0165 so sebou, nepotrebuje \u017eiadne \u0161peci\u00e1lne zariadenie.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Pre z\u00e1kazn\u00edka, pou\u017e\u00edvaj\u00faci hlasov\u00fa biometriu, to prin\u00e1\u0161a navy\u0161e jednu ve\u013ek\u00fa a podstatn\u00fa v\u00fdhodu. Hovory na z\u00e1kazn\u00edcku linku s\u00fa dnes nahr\u00e1van\u00e9 a nieko\u013eko rokov archivovan\u00e9. Ak m\u00e1 banka tento arch\u00edv kvalitn\u00fd, m\u00f4\u017ee na z\u00e1klade hlasov\u00fdch odtla\u010dkov vykona\u0165 sp\u00e4tn\u00fa anal\u00fdzu a odhali\u0165 podozriv\u00e9 alebo neopr\u00e1vnen\u00e9 transakcie, uskuto\u010dnen\u00e9 cez telef\u00f3nne bankovn\u00edctvo. T\u00fdmto sp\u00f4sobom sa d\u00e1 celkom jednoducho zisti\u0165, \u017ee sa nosite\u013e hlasov\u00e9ho odtla\u010dku v minulosti prihlasoval k cudziemu \u00fa\u010dtu, ku ktor\u00e9mu poznal heslo.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Podobne m\u00f4\u017eu tie\u017e pois\u0165ovne zn\u00ed\u017ei\u0165 riziko podvodov pri nahlasovan\u00ed poistn\u00fdch udalost\u00ed po telef\u00f3ne.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Celkovo sa navy\u0161e tie\u017e zvy\u0161uje r\u00fdchlos\u0165 obsluhy z\u00e1kazn\u00edkov na z\u00e1kazn\u00edckych link\u00e1ch a proced\u00fara overenia identity sa skracuje z min\u00fat na sekundy.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Prvou lastovi\u010dkou na Slovensku sa stala Tatra banka a postupne sa prid\u00e1vaj\u00fa a bud\u00fa prid\u00e1va\u0165 \u010fal\u0161ie.                                                                                                                                                                                                                                                                                                                                                                                                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